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Making Rent Guarantee work for your agency

Rent Guarantee

from Rightmove Landlord and Tenant Services

Eviction protection, your way

Rightmove offers three policy types, designed to protect either the lettings agent’s income, the landlord’s income or both. It’s up to you.

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Our policies at glance: If the tenant doesn’t pay the rent they will...

Agent Revenue Protection
Includes legal expenses

  • Will pay the agent’s management fee each month – up to 15% of the monthly rent.*
  • Provides all the legal services to obtain possession of the property.

Whose income is protected? 

  • The letting agent’s. 

Find out more 

Agent Rent Guarantee
Includes legal expenses

  • Will pay the rent in full to the letting agent (until vacant possession).* 
  • Provides all the legal services to obtain possession of the property. 

Whose income is protected? 

  • The letting agent’s and the landlord’s 

Find out more 

Landlord Rent Guarantee
Includes legal expenses

  • Will pay the rent in full directly to the Landlord (until vacant possession).* 
  • Provides all the legal services to obtain possession of the property. 

Whose income is protected? 

  • The landlord’s. 

Find out more 

What is Rent Guarantee?

Rental income is covered until you get vacant possession of the property if the tenant can’t or won’t pay their rent.* There are also no nasty surprises with legal fees, as legal costs are also covered.*

The policy includes market-leading mediation, so all basis are covered before a possession claim goes to court.

 

How to talk to landlords about Rent Guarantee

Discuss what happens if rent stops being paid. Does the landlord think your managed service will take care of things if the tenant stops paying rent? Are they aware of the substantial costs involved?

Talk about eviction costs. The legal costs involved in an eviction in the UK vary from around £1,300 up to £3,000 or more depending on the complexity of the case2.

Talk about your landlord’s motivations. Do they need rental income to fund their retirement or pay a mortgage? Could they cover these costs if the rent stopped being paid?

 

Prefer for us to talk to the landlord?

Simply fill in the referral form and we’ll do the rest!

 

Rather speak to an agent?

If you have any questions or would rather speak with an agent, please contact us at Rightmove Landlord and Tenant Services on 0191 256 0925 or email us at insurance@rightmove.co.uk.

 


Sources: 1. Rightmove Landlord Survey, July 2024. Sample of 1,612 active landlords for UK residential properties. 2. PHRS Solicitors, Benchmark Solicitors LLP, Landlord Action, 2024.

*Terms and conditions apply. Subject to eligibility criteria. Always check the policy wording for full benefits and exclusions. Rent guarantee payments may be paid for an indefinite number of months until vacant possession is gained, except where the tenant provides a valid defence to the eviction in which case payments are capped at 12 months. Monthly rent may be paid post-possession (if the property can’t be relet due to tenant damage) at 100% for month one, 75% for month two, and 50% for month three. Claims notified between 31-60 days after first missed rent will incur an excess of 1 months rent, claims notified more than 60 days after first missed rent will not be eligible. Total payment for each insured incident is capped at £100,000. Satisfactory references must be obtained prior to any rent increase of more than 10% of the existing rent (rent increases are subject to statutory market rates). Policies are administered by Legal Protection Group Ltd and underwritten by Financial & Legal Insurance Company Ltd.

**Up to policy indemnity limits

Rightmove Group Limited (RMG), Firm Reference No. 491645, is an Appointed Representative of Rightmove Landlord and Tenant Services Limited (RLTS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 522050. This can be checked on the FCA register at www.fca.org.uk/register. The following companies are registered in England and Wales at 2 Caldecotte Lake Business Park, Caldecotte Lake Drive, Caldecotte, Milton Keynes, MK7 8LE: Rightmove PLC No.06426485; Rightmove Group Limited No.03997679; Rightmove Landlord and Tenant Services Limited No.07064255; and Rightmove Financial Services Limited No.11211259. Rightmove Landlord and Tenant Services Limited and Rightmove Financial Services Limited are subsidiaries of Rightmove Group Limited. The trading address of Rightmove Landlord and Tenant Services Limited is: Suites 12 and 13, Part Ground Floor, Neon, Q10 Quorum Business Park, Benton Lane, Newcastle Upon Tyne, NE12 8BU.